Investment Analyst - Deal Structuring Job at Syntagma Group, Cambridge, MA

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  • Syntagma Group
  • Cambridge, MA

Job Description

Job Overview:

The Investment Analyst – Deal Structuring (Mortgage Finance) will support the origination, analysis, structuring, and execution of debt and equity investments backed by real estate, with a specific focus on mortgage finance. The role involves evaluating residential and commercial mortgage-backed transactions, analyzing deal economics, and preparing investment memoranda for internal approval.

Key Responsibilities:

  • Deal Evaluation & Structuring:
  • Analyze and structure complex mortgage-backed transactions.
  • Conduct financial modeling, scenario analysis, and risk assessment.
  • Review and assess loan terms, collateral valuation, borrower creditworthiness, and legal documentation.
  • Support the negotiation of deal terms, covenants, and security packages.
  • Due Diligence:
  • Perform due diligence on borrowers, properties, and markets.
  • Collaborate with internal teams (legal, credit, compliance) and external advisors (valuation firms, legal counsel, technical consultants).
  • Review third-party reports including appraisals, environmental assessments, and engineering reports.
  • Financial Analysis & Modeling:
  • Build and maintain dynamic cash flow models (loan amortization, IRR, DSCR, LTV, etc.).
  • Stress-test assumptions and identify sensitivities in deal structures.
  • Analyze securitization structures and prepayment risks.
  • Investment Memoranda & Presentations:
  • Prepare investment memos and presentations for investment committees.
  • Present findings and recommendations clearly and concisely to senior stakeholders.
  • Market & Sector Research:
  • Conduct macroeconomic and sector-specific research (housing markets, interest rates, credit trends).
  • Monitor regulatory developments impacting mortgage finance and real estate investments.
  • Portfolio Monitoring:
  • Assist with the ongoing monitoring of closed deals.
  • Track performance against underwritten assumptions and covenant compliance.

Key Requirements:

Education:

  • Bachelor’s degree in Finance, Economics, Real Estate, or related field.
  • CFA/CAIA/MBA is a plus.

Experience:

  • 3+ years of experience in structured finance, investment banking, mortgage finance, or real estate private equity with US and European based assets.
  • Prior exposure to residential or commercial mortgage-backed securities (RMBS/CMBS), warehouse lines, or loan origination is highly desirable.

Skills:

  • Strong financial modeling and analytical skills. (VBA, C#, SQL)
  • Deep understanding of mortgage finance concepts (LTV, DSCR, prepayment risk, etc.).
  • Excellent proficiency in Excel, PowerPoint, and financial databases (e.g., Bloomberg, Intex).
  • Strong written and verbal communication skills.
  • High attention to detail and ability to manage multiple transactions in a fast-paced environment.
  • Team player with strong interpersonal skills and business acumen.

Preferred Qualifications:

  • Knowledge of securitization structures and capital market instruments.
  • Experience working on cross-border real estate transactions.
  • Familiarity with regulatory frameworks such as Basel III, Dodd-Frank, or local housing finance laws.

Job Tags

Local area,

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